Area Credit Manager -LAP / Mortgage / SME (Punjab)
Job Description
1) Credit Appraisal of loan applications(Mortgage/LAP) within defined guidelines and accordingly take decision or recommend for approval to higher authorities.
2)Assessing creditworthiness of the potential client by studying requisite financial history.
3)Underwriting and making proposals of cases with desired level of quality
4)Ensuring systematic verification processes and coordinating with verification agencies
5)Finalization of terms and conditions of the proposal in consultation with Relationship Managers.
6)Timely processing of the proposals to ensure the Best in class TAT.
7)Ensuring adherence to the credit policy, internal policy, RBI guidelines and other guidelines.
8) Monitoring delinquencies regularly.
Company Description
Array Management Consultants is a powerful recruitment & executive search company.… Array specializes in understanding the needs of both clients and candidates and thus provides the best quality services to our clients at every step of their organization. At Array, we are committed to deliver recruiting services that reduce recruitment costs while increasing speed and efficiencies. Read full description
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