Required a HR Manager for a Hospitality Sector, Kozhikode - 1335134

Job Description

Position Summary:
Contributes to the loan decision-making process and sound portfolio management by providing in-depth credit analysis on new and existing clients for Business Banking Officers and Loan Committees. Monitors loan files for adequate and current financial information and documentation. Understands and completes job responsibilities in accordance with federal and state regulations.

Principal Duties and Responsibilities:
Credit Underwriting 80%
1. Completes loan requests and reviews
2. Analyzes financial information
3. Identifies, requests, and tracks information needed to complete the credit analysis
4. Identifies and reports areas of concern
5. Ensures compliance with federal, state, and bank regulations
6. Reviews loan file for proper documentation
7. Prepares monthly and quarterly reports that monitor the loan portfolio

Real Estate Evaluation 15%
8. Completes appraisal reviews
9. Complete property evaluations on commercial and residential properties
10. Performs site visits as needed

Additional Duties & Responsibilities 5%
11. Backs-up the Credit Officer in the preparation of various monthly and quarterly reports
12. Assists the Credit Officer in preparation of business banking audits
13. Serves as Secretary to the Officer and back-up to Credit Officer for Board Loan Committees
14. Serves on bank committees as needed
15. Participates in internal and external training and development opportunities as required
16. Other job related duties necessary to carry out the responsibilities of the position

Work Relationships and Scope:
Reports to Credit Officer. Works periodically with clients and works regularly with co-workers. Works regularly with highly confidential business and client information. Occasionally participates in bank events.

Performance Dimensions:
Quality, accuracy, reliability, thoroughness and timeliness of work performed and services provided to clients and co-workers; strong attention to detail; highly organized; keeps Bank and client information confidential; demonstrates friendly and helpful approach and attitude toward internal and external clients. Effectively communicates and develops good working relationships with all co-workers and clients; professional workplace appearance and conduct; honesty and integrity in all client and co-worker communications; reliability in reporting to work regularly and on time; understands Bank policies and procedures and applicable state and federal regulations. Remains current in field and utilizes that information where practical; participates in training and appropriate professional development. Demonstrates professionalism, commitment to the job, and loyalty to the Bank.

Requirements

We have openings for financial positions in Banking Officers

Bank Manager
Assistant Manager
Investment Banker
Investment Analyst
Stockbroker
Financial Analyst
Bank Teller
Loan Officer
Financial Manager
Commercial Loan Positions
Investment Banking Positions
Mortgage Banking Positions
Online Banking Positions
Internal Auditors
Credit Research Analyst
Investment Strategist
Data Processing Officer
Bank Marketing Representative
Real Estate Banking Positions
Pension Related Positions
Auditing Positions
Collections Positions
Fraud Prevention Positions
Store Manager
Senior Accountant
Junior Accountant
Multiple VP Audit roles
Staff Accountant Treasury
Customer Service skills
Member Service Representative
Business Analyst

Company Description

CouttsFinancial Services is a banking institution with more than 20 years experience.
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Our continued growth can be attributed to focusing on core objectives which include investing in top talent, maintaining diverse revenue streams and expanding our regional presence with the goal of becoming the premier financial services provider in each of our markets.   Read full description